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New York Personal Injury Attorney

Many people suffer with physical or mental injuries caused by an unsafe workplace, car accident, or other negligent, careless act. A personal injury claim is filed to compensate the victim for injuries sustained as well as treatment expenses. Personal injury claims typically involve a work or car accident, but faulty products, assault, or other occupational-related injuries may qualify. Recurring strains or sprains, hearing loss, asbestosis, stress, emphysema, asthma, or mesothelioma are just some of the occupation injuries for which New York victims receive compensation.

An injured person’s ability to file a personal injury lawsuit depends on the specifics of the accident and its causal factors. For instance, a driver is injured in a car crash. The police investigating the scene say the other driver is responsible for the accident, damage, and injuries. David J. Hernandez & Associates is a new york personal injury attorney.

Personal Injury Claims

Specific conditions must exist in order for the injured victim to receive compensation in some cases. For instance, injuries sustained at a commercial site such as a retailer must be the result of a pre-existing unsafe environment or condition. A renter, not the property owner, can be found liable if a visitor or person on the street receives a dog bite. If the property doesn’t maintain the home or apartment building in which a tenant is injured, he or she is liable for injuries sustained.

Clear-cut injuries received from hazardous or faulty products or a slip and fall accident on an untreated icy pavement may result in the filing of a personal injury lawsuit.

Accident Documentation

Several steps should be taken to improve the claimant’s outcome. Start by documenting what happened in the accident in a written report. Provide as many details about what happened as possible:

1. Describe when, how, and where the accident occurred, what injuries were suffered, and how much wages if any were lost in the aftermath of the accident.

2. Ask witnesses at the accident scene to write a brief recap of the accident and request contact information.

3. Witness testimony, photos, and other physical evidence concerning injuries and property damage are important.


Compensation of the victim’s injuries is typically based on fair or reasonable values that relate to the level of injuries sustained in the accident. Long-term repercussions, such as permanent injuries, affect the victim’s ability to lead a normal life.

The victim may need extensive, continuous medical care. Lost time from work may result in lost money for the individual and/or family. Permanent mental impairment, a lost limb, dismemberment, or death can result in a significant settlement for the victim or survivors.

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3 Great Benefits of Awarding Your Employees

Giving an award to your employees is highly advised. In this case, an engraved plaque can become a perfect solution because it can be customized easily. Basically, an award is given as an appreciation toward an effort. It shows that you appreciate your employees. In this case, you just need to state a goal and inform your employees that those who can firstly achieve the goal will be given an award.

Actually, there are 3 great benefits of awarding your employees. Firstly, receiving engraved plaques makes your employees happy. Happy employees are a great asset to a company because such employees will always give their best working performance. Secondly, awarding your employees with name plaques helps building a competitive working environment where employees will compete with other employees to win an award. This means all employees will show their best performance.

Thirdly, an award builds loyalty. After receiving plaque engraving, your employees will feel that you appreciate all of their hard works. This certainly will give an impression that your company is a great place to work. As a result, your employees will be loyal to your company. It is always satisfying to see their name plaques standing on or hanging behind their office desk.

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4 Steps to Owning a Successful Franchise

To business-minded people who want to get into entrepreneurship quickly, franchises sound like a great idea. The business model has already been created and it’s proven to work. It may seem like owning a franchise is just a hop, skip, and jump away from running a successful business, but there are still several steps that you have to handle on your own.

1. Pick the Right Location

One of the biggest decisions a franchisee has to make is where to open the shop. The best thing a business owner can do is talk to other owners of the same franchise. For example, if you’re opening up a Cold Stone franchise, talk to other Cold Stone owners in the area to ask how they’re performing – you should get some insight into how different sites perform.

2. Hire a Great Staff

Your staff members can take a regular ol’ business to a must-visit destination – but you have to hire the right team. Franchises with high quality customer-employee interaction perform better than franchises with just adequate staff members. Research different ways to attract, recognize, and hire the types of employees you’re after.

3. Stick to the Rules

One of the best things about opening up a franchise is that the business model has already been created and tested for you. Some franchise owners want to switch things up, though. Not only is this usually not approved by the franchise itself, but it will work against you – the business model is successful for a reason and you should adhere to it.

4. Pick a Franchise You’re Passionate About

Even if a franchise is wildly successful in your area, it may not be successful with you running it if you’re not invested in that type of business. If you love food, you should choose a franchise in the hospitality industry, not electronics, for example. You have to want to nurture and grow your business, which means you should stick to the things you’re passionate about.

As a new franchise owner, you should be focused on growth, not just running and maintaining a single store. The true goal of most entrepreneur franchise owners is to open more and more locations through the years. When you purchase a franchise, it’s good to have a long-term goal that you’re working toward.

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When You Need Expertise in the World of Banking
When you are dealing with financial litigation or you need someone to give eye witness testimony concerning banking, you need a name you can trust, someone who truly knows the inner workings of the financial world. Turn to Michael F. Richards has been dealing with banking for nearly three decades. Retained in nearly 70 cases, he has been called on time and again as a reliable witness. His vast store of knowledge in the industry makes him a reliable source of information. You do not want to take any chances or go with guesswork if you are navigating the legal system. You need a banking expert who can provide litigation support to lawyers and clients alike.

A Man with a Solid Reputation in Banking
Michael F. Richards knows banking from the inside out. He’s been the founder of banks, as well as the president, and has held the position of director as well. With his knowledge of lending practices, policies, and standards in banking, he truly is a walking encyclopedia of financial knowledge. He can provide testimony and counsel in a comprehensive list of banking concerns, including loan participation, bank fraud, and bankruptcy. Regardless of the issue, Michael F. Richards can provide insights into what goes on behind the scenes in the financial world. He’s well-equipped to provide clients and attorneys with a support system when they need the facts. His testimony will stand up to any challenges.

Is Chipotle’s Stock Prepared to Perfection and Ready to Buy?

One of the most impressive success stories in recent years, especially in the ultracompetitive restaurant industry, is Chipotle Mexican Grill. As you might imagine, their stock has reflected their success and investors are extremely happy. Of course all investment decisions should be based on the future potential of any company, not past performance.

The question is, is it now time to buy Chipotle stock or is it possible that waiting until the burrito maker cools off a little bit is a better choice?

Their growth rate is certainly impressive. It would be a rank understatement to say that Chipotle has been successful as the company has delivered exceptional performance in the long-term, turning sales of $315 million in 2003 into sales of over $3.2 billion just 10 years later in 2013.

Of course as companies become bigger their growth tends to slow down over time, especially as competition begins to eat at their profit margin. In the restaurant business this is more so than in many other industries, but when it comes to Chipotle they haven’t slowed down a bit and have in fact have defied gravity by delivering excellent financial results that have increased every year.

For example, Chipotle had a whopping 28.6% increase in the second quarter of 2014 over 2013,  with $1.05 billion in sales and growth rate of 17.3%. The chain also opened 45 new restaurants, giving them a total restaurant count of 1681 units. For a restaurant chain as large as Chipotle, that’s performance on an uncommon scale. The only time it’s had a bigger increase was back in 2006 when the chain had less than 500 units and a 19.7% increase during that year’s first quarter.

That success has been built on Chipotle’s “food with integrity” approach to Mexican cuisine. Not only do customers love the fact that their fresh organic ingredients have a better taste, they also like the fact that Chipotle is interested in their health and also the sustainability of natural resources.

Chipotle happens to be an extremely efficient operator as well, generating what can only be called remarkable throughput rates at their restaurants. During their lunch hour, for example, Chipotle manages to generate a 9.4% transaction-comparable increase, which is incredibly high, and an even higher 13.3% transaction-comparable increase during their dinner service.

Chipotle also has quite a bit of room for expansion not only at home but also overseas, where they have barely scratched the surface. This room to grow gives investors a solid reason to expect Chipotle to continue to grow consistently during the next few years at least.

As for purchasing Chipotle stock, the company is now trading at a forward P/E ratio of 39 times earnings forecast for the coming year. This means that, in the short-term, they might be vulnerable to some disappointment.

It’s possible that waiting a bit for a pullback might be a better idea and, when that happens, taking a full position in their stock at that time.

There’s no doubt about it however that Chipotle is an exceptional company and a they have incredibly good prospects for growth in the long term. If you’re an investor looking to have a stock in your portfolio that will do well for many years, purchasing Chipotle is a fine idea. Any retracement that they have will more than likely be an excellent buying opportunity for investors.

If you’re still unsure there are other types of investments that, if done properly, can have the same great returns. Consider alternative investments like binary options. This is where you predict the movement of a stock price, and if predicted correctly it can yield you a nice sum of money depending on how much it moves. Look for some binary options brokers out there so you can make further inquiries and learn more about investing in these financial derivatives.